Volledig financieren
Hypotheekrente bij LTV 100%
Volledige financiering van de woningwaarde. Hogere rente, maar geen eigen geld nodig voor de aankoop zelf.
Snel antwoord
3.80%
Laagste 10jr rente
3.99%
Gemiddeld
€1.398
Maandlast (€300K)
Bij Argenta · 10 jaar vast · LTV 100% · maart 2026
Alle aanbieders — LTV 100%
50 aanbieders| # | Aanbieder | 1jr | 5jr | 10jr | 20jr | 30jr | Maandlast* |
|---|---|---|---|---|---|---|---|
| 1 | ArgentaLaagste | 3.40% | 3.55% | 3.80% | 4.05% | 4.20% | €1.398 |
| 2 | Leef Hypotheek | 3.41% | 3.56% | 3.81% | 4.06% | 4.21% | €1.400 |
| 3 | Lot Hypotheken | 3.43% | 3.58% | 3.83% | 4.08% | 4.23% | €1.403 |
| 4 | Tulp Hypotheken | 3.43% | 3.58% | 3.83% | 4.08% | 4.23% | €1.403 |
| 5 | Sparq | 3.44% | 3.59% | 3.84% | 4.09% | 4.24% | €1.405 |
| 6 | MUNT Hypotheken | 3.45% | 3.60% | 3.85% | 4.10% | 4.25% | €1.406 |
| 7 | Profijt Hypotheek | 3.46% | 3.61% | 3.86% | 4.11% | 4.26% | €1.408 |
| 8 | Woonnu | 3.47% | 3.62% | 3.87% | 4.12% | 4.27% | €1.410 |
| 9 | BLG Wonen | 3.48% | 3.63% | 3.88% | 4.13% | 4.28% | €1.412 |
| 10 | IQwoon | 3.48% | 3.63% | 3.88% | 4.13% | 4.28% | €1.412 |
| 11 | HollandWoont | 3.49% | 3.64% | 3.89% | 4.14% | 4.29% | €1.413 |
| 12 | Florius | 3.50% | 3.65% | 3.90% | 4.15% | 4.30% | €1.415 |
| 13 | Nationale Hypotheek | 3.50% | 3.65% | 3.90% | 4.15% | 4.30% | €1.415 |
| 14 | Woonfonds | 3.51% | 3.66% | 3.91% | 4.16% | 4.31% | €1.417 |
| 15 | Obvion | 3.52% | 3.67% | 3.92% | 4.17% | 4.32% | €1.418 |
| 16 | Merius Hypotheken | 3.52% | 3.67% | 3.92% | 4.17% | 4.32% | €1.418 |
| 17 | PGGM Hypotheken | 3.53% | 3.68% | 3.93% | 4.18% | 4.33% | €1.420 |
| 18 | a.s.r. | 3.54% | 3.69% | 3.94% | 4.19% | 4.34% | €1.422 |
| 19 | Hypotrust | 3.54% | 3.69% | 3.94% | 4.19% | 4.34% | €1.422 |
| 20 | Stater | 3.55% | 3.70% | 3.95% | 4.20% | 4.35% | €1.424 |
| 21 | Centraal Beheer | 3.56% | 3.71% | 3.96% | 4.21% | 4.36% | €1.425 |
| 22 | NN Hypotheek | 3.57% | 3.72% | 3.97% | 4.22% | 4.37% | €1.427 |
| 23 | Quion | 3.57% | 3.72% | 3.97% | 4.22% | 4.37% | €1.427 |
| 24 | Aegon | 3.58% | 3.73% | 3.98% | 4.23% | 4.38% | €1.429 |
| 25 | Achmea Bank | 3.58% | 3.73% | 3.98% | 4.23% | 4.38% | €1.429 |
| 26 | Lloyds Bank | 3.59% | 3.74% | 3.99% | 4.24% | 4.39% | €1.431 |
| 27 | Nationale Nederlanden | 3.60% | 3.75% | 4.00% | 4.25% | 4.40% | €1.432 |
| 28 | Syntrus Achmea | 3.60% | 3.75% | 4.00% | 4.25% | 4.40% | €1.432 |
| 29 | Reaal | 3.61% | 3.76% | 4.01% | 4.26% | 4.41% | €1.434 |
| 30 | SNS Bank | 3.62% | 3.77% | 4.02% | 4.27% | 4.42% | €1.436 |
| 31 | Bank of Scotland | 3.62% | 3.77% | 4.02% | 4.27% | 4.42% | €1.436 |
| 32 | Delta Lloyd | 3.63% | 3.78% | 4.03% | 4.28% | 4.43% | €1.437 |
| 33 | De Volksbank | 3.64% | 3.79% | 4.04% | 4.29% | 4.44% | €1.439 |
| 34 | ABN AMRO | 3.65% | 3.80% | 4.05% | 4.30% | 4.45% | €1.441 |
| 35 | RegioBank | 3.66% | 3.81% | 4.06% | 4.31% | 4.46% | €1.443 |
| 36 | Zwitserleven | 3.66% | 3.81% | 4.06% | 4.31% | 4.46% | €1.443 |
| 37 | Knab | 3.67% | 3.82% | 4.07% | 4.32% | 4.47% | €1.444 |
| 38 | Rabobank | 3.68% | 3.83% | 4.08% | 4.33% | 4.48% | €1.446 |
| 39 | Moneyou | 3.69% | 3.84% | 4.09% | 4.34% | 4.49% | €1.448 |
| 40 | Friesland Bank Hypotheken | 3.69% | 3.84% | 4.09% | 4.34% | 4.49% | €1.448 |
| 41 | ING | 3.70% | 3.85% | 4.10% | 4.35% | 4.50% | €1.450 |
| 42 | NIBC Bank | 3.71% | 3.86% | 4.11% | 4.36% | 4.51% | €1.451 |
| 43 | ASN Bank | 3.72% | 3.87% | 4.12% | 4.37% | 4.52% | €1.453 |
| 44 | Vista Hypotheken | 3.73% | 3.88% | 4.13% | 4.38% | 4.53% | €1.455 |
| 45 | Handelsbanken | 3.74% | 3.89% | 4.14% | 4.39% | 4.54% | €1.457 |
| 46 | Triodos Bank | 3.75% | 3.90% | 4.15% | 4.40% | 4.55% | €1.458 |
| 47 | Dynamic Credit | 3.75% | 3.90% | 4.15% | 4.40% | 4.55% | €1.458 |
| 48 | BNP Paribas | 3.77% | 3.92% | 4.17% | 4.42% | 4.57% | €1.462 |
| 49 | Bunq | 3.80% | 3.95% | 4.20% | 4.45% | 4.60% | €1.467 |
| 50 | InsingerGilissen | 3.83% | 3.98% | 4.23% | 4.48% | 4.63% | €1.472 |
*Maandlast bij €300.000 hypotheek, 10 jaar vast, 30 jaar annuïtair.
Voordelen
- Geen eigen geld voor huis nodig
- Toegankelijk voor starters met goed inkomen
Nadelen
- Hoogste rente van alle LTV-klassen
- Hogere maandlasten
- Minder aanbieders beschikbaar
- Bijkomende kosten wél zelf betalen
Ideaal voor
Starters zonder spaargeld maar met stabiel inkomen. Let op: notaris, taxatie en advieskosten (circa €5.000-8.000) betaalt u altijd zelf.
Andere LTV-klassen vergelijken
Bespaar op uw hypotheek
Bereken uw maandlast en vergelijk alle 50 aanbieders voor LTV 100%.
Veelgestelde vragen — LTV 100%
Wanneer geldt LTV 100%?
LTV 100% is van toepassing als u maximaal 100% van de woningwaarde leent.
Welke aanbieder heeft de laagste rente bij LTV 100%?
Argenta heeft de laagste 10-jaars rente: 3.80%. Maandlast bij €300.000: €1.398.
Hoeveel kan ik besparen ten opzichte van gemiddeld?
Door de laagste aanbieder te kiezen in plaats van gemiddeld bespaart u €33/maand. Over 10 jaar: €3.960.