Laagste rente
Hypotheekrente bij LTV ≤60%
Leent u minder dan 60% van de woningwaarde? Dan krijgt u de allerlaagste hypotheekrente van alle LTV-klassen.
Snel antwoord
3.45%
Laagste 10jr rente
3.64%
Gemiddeld
€1.339
Maandlast (€300K)
Bij Argenta · 10 jaar vast · LTV 60% · maart 2026
Alle aanbieders — LTV 60%
50 aanbieders| # | Aanbieder | 1jr | 5jr | 10jr | 20jr | 30jr | Maandlast* |
|---|---|---|---|---|---|---|---|
| 1 | ArgentaLaagste | 3.05% | 3.20% | 3.45% | 3.70% | 3.85% | €1.339 |
| 2 | Leef Hypotheek | 3.06% | 3.21% | 3.46% | 3.71% | 3.86% | €1.340 |
| 3 | Lot Hypotheken | 3.08% | 3.23% | 3.48% | 3.73% | 3.88% | €1.344 |
| 4 | Tulp Hypotheken | 3.08% | 3.23% | 3.48% | 3.73% | 3.88% | €1.344 |
| 5 | Sparq | 3.09% | 3.24% | 3.49% | 3.74% | 3.89% | €1.345 |
| 6 | MUNT Hypotheken | 3.10% | 3.25% | 3.50% | 3.75% | 3.90% | €1.347 |
| 7 | Profijt Hypotheek | 3.11% | 3.26% | 3.51% | 3.76% | 3.91% | €1.349 |
| 8 | Woonnu | 3.12% | 3.27% | 3.52% | 3.77% | 3.92% | €1.350 |
| 9 | BLG Wonen | 3.13% | 3.28% | 3.53% | 3.78% | 3.93% | €1.352 |
| 10 | IQwoon | 3.13% | 3.28% | 3.53% | 3.78% | 3.93% | €1.352 |
| 11 | HollandWoont | 3.14% | 3.29% | 3.54% | 3.79% | 3.94% | €1.354 |
| 12 | Florius | 3.15% | 3.30% | 3.55% | 3.80% | 3.95% | €1.356 |
| 13 | Nationale Hypotheek | 3.15% | 3.30% | 3.55% | 3.80% | 3.95% | €1.356 |
| 14 | Woonfonds | 3.16% | 3.31% | 3.56% | 3.81% | 3.96% | €1.357 |
| 15 | Obvion | 3.17% | 3.32% | 3.57% | 3.82% | 3.97% | €1.359 |
| 16 | Merius Hypotheken | 3.17% | 3.32% | 3.57% | 3.82% | 3.97% | €1.359 |
| 17 | PGGM Hypotheken | 3.18% | 3.33% | 3.58% | 3.83% | 3.98% | €1.361 |
| 18 | a.s.r. | 3.19% | 3.34% | 3.59% | 3.84% | 3.99% | €1.362 |
| 19 | Hypotrust | 3.19% | 3.34% | 3.59% | 3.84% | 3.99% | €1.362 |
| 20 | Stater | 3.20% | 3.35% | 3.60% | 3.85% | 4.00% | €1.364 |
| 21 | Centraal Beheer | 3.21% | 3.36% | 3.61% | 3.86% | 4.01% | €1.366 |
| 22 | NN Hypotheek | 3.22% | 3.37% | 3.62% | 3.87% | 4.02% | €1.367 |
| 23 | Quion | 3.22% | 3.37% | 3.62% | 3.87% | 4.02% | €1.367 |
| 24 | Aegon | 3.23% | 3.38% | 3.63% | 3.88% | 4.03% | €1.369 |
| 25 | Achmea Bank | 3.23% | 3.38% | 3.63% | 3.88% | 4.03% | €1.369 |
| 26 | Lloyds Bank | 3.24% | 3.39% | 3.64% | 3.89% | 4.04% | €1.371 |
| 27 | Nationale Nederlanden | 3.25% | 3.40% | 3.65% | 3.90% | 4.05% | €1.372 |
| 28 | Syntrus Achmea | 3.25% | 3.40% | 3.65% | 3.90% | 4.05% | €1.372 |
| 29 | Reaal | 3.26% | 3.41% | 3.66% | 3.91% | 4.06% | €1.374 |
| 30 | SNS Bank | 3.27% | 3.42% | 3.67% | 3.92% | 4.07% | €1.376 |
| 31 | Bank of Scotland | 3.27% | 3.42% | 3.67% | 3.92% | 4.07% | €1.376 |
| 32 | Delta Lloyd | 3.28% | 3.43% | 3.68% | 3.93% | 4.08% | €1.377 |
| 33 | De Volksbank | 3.29% | 3.44% | 3.69% | 3.94% | 4.09% | €1.379 |
| 34 | ABN AMRO | 3.30% | 3.45% | 3.70% | 3.95% | 4.10% | €1.381 |
| 35 | RegioBank | 3.31% | 3.46% | 3.71% | 3.96% | 4.11% | €1.383 |
| 36 | Zwitserleven | 3.31% | 3.46% | 3.71% | 3.96% | 4.11% | €1.383 |
| 37 | Knab | 3.32% | 3.47% | 3.72% | 3.97% | 4.12% | €1.384 |
| 38 | Rabobank | 3.33% | 3.48% | 3.73% | 3.98% | 4.13% | €1.386 |
| 39 | Moneyou | 3.34% | 3.49% | 3.74% | 3.99% | 4.14% | €1.388 |
| 40 | Friesland Bank Hypotheken | 3.34% | 3.49% | 3.74% | 3.99% | 4.14% | €1.388 |
| 41 | ING | 3.35% | 3.50% | 3.75% | 4.00% | 4.15% | €1.389 |
| 42 | NIBC Bank | 3.36% | 3.51% | 3.76% | 4.01% | 4.16% | €1.391 |
| 43 | ASN Bank | 3.37% | 3.52% | 3.77% | 4.02% | 4.17% | €1.393 |
| 44 | Vista Hypotheken | 3.38% | 3.53% | 3.78% | 4.03% | 4.18% | €1.394 |
| 45 | Handelsbanken | 3.39% | 3.54% | 3.79% | 4.04% | 4.19% | €1.396 |
| 46 | Triodos Bank | 3.40% | 3.55% | 3.80% | 4.05% | 4.20% | €1.398 |
| 47 | Dynamic Credit | 3.40% | 3.55% | 3.80% | 4.05% | 4.20% | €1.398 |
| 48 | BNP Paribas | 3.42% | 3.57% | 3.82% | 4.07% | 4.22% | €1.401 |
| 49 | Bunq | 3.45% | 3.60% | 3.85% | 4.10% | 4.25% | €1.406 |
| 50 | InsingerGilissen | 3.48% | 3.63% | 3.88% | 4.13% | 4.28% | €1.412 |
*Maandlast bij €300.000 hypotheek, 10 jaar vast, 30 jaar annuïtair.
Voordelen
- Allerlaagste hypotheekrente
- Meeste keuze bij aanbieders
- Snelste goedkeuring
- Laagste maandlasten
Nadelen
- Hoge eigen inbreng vereist (40%+)
- Niet bereikbaar voor de meeste starters
Ideaal voor
Doorstromers met grote overwaarde uit vorige woning, of kopers met substantieel spaargeld van 40% of meer van de woningwaarde.
Andere LTV-klassen vergelijken
Bespaar op uw hypotheek
Bereken uw maandlast en vergelijk alle 50 aanbieders voor LTV 60%.
Veelgestelde vragen — LTV 60%
Wanneer geldt LTV 60%?
LTV ≤60% is van toepassing als u maximaal 60% van de woningwaarde leent.
Welke aanbieder heeft de laagste rente bij LTV 60%?
Argenta heeft de laagste 10-jaars rente: 3.45%. Maandlast bij €300.000: €1.339.
Hoeveel kan ik besparen ten opzichte van gemiddeld?
Door de laagste aanbieder te kiezen in plaats van gemiddeld bespaart u €32/maand. Over 10 jaar: €3.840.